Downtown Investment Advisory (DIA) is a Registered Investment Advisory firm that provides customized investment advisory services to individuals, charitable institutions and retirement plans. Our goal is to create a long term investment plan for each client and to implement this plan by selecting and managing a portfolio of investments. DIA offers intense personalized services as an alternative to the large wealth management firms that typically provide their best service only to their largest accounts, and have inherent conflicts of interest, such as placing clients in "house" mutual funds. DIA also specializes in creating custom portfolios of bonds and fixed income investments as an alternative to the stock market. DIA's investment philosophy has been developed based on over 20 years of institutional investing and navigating through the crashes of 2001-2002 and 2008-2009. As an independent firm we do not have incentives to place clients in certain types of assets and we do not earn sales commissions. DIA has fiduciary obligations to all of its clients that many investment professionals, such as the majority of advisors at the large brokerage firms, are not required to provide.

DIA is licensed according to required securities regulations. DIA utilizes the services of Charles Schwab & Co., Inc. as a third party custodian, and currently manages approximately $60 million in assets. Our clients open and control an account at Schwab in their own name, and DIA never takes custody of client accounts. Clients also have the option of opening their account at Interactive Brokers, another leading custodian.

DIA offers free evaluations of your existing portfolio. We find that most investors are surprised by the findings in the detailed investment-by-investment analysis that we prepare. This evaluation comes with no obligations or expectations. Please click the Contact tab to reach DIA.

Please click on the link below to download our Fixed Income Strategy overview for 2016.